body.landing{background:#fff;color:var(--txt)}
.ld-nav{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;padding:14px 5vw;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.ld-nav .brand img{height:var(--logo-h-landing,36px)}.ld-actions{display:flex;gap:8px;align-items:center;margin-left:auto}.ld-actions .btn{padding:9px 14px;white-space:nowrap}.ld-nav nav{margin-left:auto;margin-right:18px}.ld-nav nav{display:flex;align-items:center;gap:22px}.ld-nav nav a{color:var(--txt);font-weight:500}.ld-nav nav a:hover{text-decoration:none;color:var(--navy)}.ld-nav nav .btn{padding:9px 16px}.ld-nav nav .btn.heir{color:#fff}
.ld-burger{display:none;background:none;border:0;font-size:22px;cursor:pointer}
.ld-hero{position:relative;overflow:hidden;min-height:78vh;display:flex;align-items:center;background:linear-gradient(160deg,#0b2447 0%,#1e4a8a 60%,#3b6fc4 100%);color:#fff}
.ld-hero .ld-media{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.ld-overlay{position:absolute;inset:0;background:linear-gradient(180deg,#0b2447 0%,#0b2447 100%);pointer-events:none}
.ld-hero:not(.has-media) .ld-overlay{opacity:0!important}
.ld-hero-in{position:relative;max-width:820px;padding:90px 5vw;z-index:2}
.ld-eyebrow{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.25);padding:6px 14px;border-radius:999px;font-size:12px;letter-spacing:.06em;text-transform:uppercase;font-weight:600;margin-bottom:22px}
.ld-hero h1{color:#fff;font-size:clamp(34px,5vw,58px);line-height:1.08;letter-spacing:-.02em;margin-bottom:20px}
.ld-hero p{font-size:clamp(16px,1.6vw,20px);line-height:1.55;color:rgba(255,255,255,.88);max-width:640px;margin-bottom:30px}
.ld-cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center}@media (max-width:600px){.ld-cta .btn{flex:1 1 100%;justify-content:center}}.btn.lg{padding:14px 24px;font-size:15px;border-radius:12px}.btn.ghost-light{background:transparent;border-color:rgba(255,255,255,.45);color:#fff}.btn.ghost-light:hover{background:rgba(255,255,255,.12)}
.ld-trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:34px;font-size:13px;color:rgba(255,255,255,.75)}
.ld-section{padding:80px 5vw;max-width:1200px;margin:0 auto}.ld-section h2{font-size:clamp(26px,3vw,36px);letter-spacing:-.02em;text-align:center;margin-bottom:44px}
.ld-section.alt{max-width:none;background:var(--bg)}.ld-section.alt>*{max-width:1200px;margin-left:auto;margin-right:auto}
.ld-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.ld-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:26px;box-shadow:var(--shadow);transition:transform .15s,box-shadow .15s}.ld-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(11,36,71,.08)}
.ld-ico{display:inline-flex;width:46px;height:46px;border-radius:12px;background:var(--blue-soft);align-items:center;justify-content:center;font-size:22px;margin-bottom:14px}.ld-card h3{font-size:17px;margin-bottom:8px}.ld-card p{color:var(--muted);line-height:1.55;margin:0}
.ld-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.ld-step{position:relative;padding:28px;background:#fff;border:1px solid var(--line);border-radius:16px}.ld-num{display:inline-flex;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;align-items:center;justify-content:center;font-weight:700;margin-bottom:14px}.ld-step h3{font-size:18px;margin-bottom:8px}.ld-step p{color:var(--muted);line-height:1.55;margin:0}
.ld-split{display:grid;grid-template-columns:1.1fr 1fr;gap:50px;align-items:center}.ld-split h2{text-align:left;margin-bottom:16px}.ld-lead{font-size:17px;line-height:1.6;color:var(--txt)}.ld-list{padding-left:20px;color:var(--muted);line-height:1.8}
.ld-mock{background:linear-gradient(160deg,#eef3fb,#dbe6f7);border-radius:20px;padding:30px}.ld-mock-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:0 20px 40px rgba(11,36,71,.12)}.ld-mock-card>b{display:block;font-size:22px;color:var(--navy);margin:4px 0 6px}.ld-mock .countdown{margin:14px 0}.ld-mock .countdown b{font-size:30px}.ld-mock .countdown div{padding:14px 6px}
.ld-final{position:relative;background:var(--navy);color:#fff;text-align:center;padding:80px 5vw;background-size:cover;background-position:center}.ld-final-overlay{position:absolute;inset:0;background:var(--navy);pointer-events:none}.ld-final:not(.has-bg) .ld-final-overlay{opacity:0!important}.ld-final-in{position:relative}.ld-final h2{color:#fff;font-size:clamp(26px,3vw,36px);margin-bottom:12px}.ld-final p{color:rgba(255,255,255,.8);max-width:560px;margin:0 auto 26px;line-height:1.55}.ld-final .btn.navy{background:#fff;color:var(--navy);border-color:#fff}
.ld-foot{display:flex;justify-content:space-between;align-items:flex-start;gap:20px;padding:30px 5vw;border-top:1px solid var(--line);flex-wrap:wrap}.ld-foot p{margin:8px 0 0;font-size:13px}.ld-foot .legal-links{padding:0;text-align:right}
@media (max-width:900px){.ld-nav{flex-wrap:wrap;gap:8px;padding:10px 4vw}.ld-nav .brand{order:0}.ld-burger{order:1;margin-left:auto}.ld-actions{order:2;width:100%;margin:0;justify-content:stretch}.ld-actions .btn{flex:1;justify-content:center;padding:10px 6px;font-size:13px}.ld-grid,.ld-steps,.ld-split{grid-template-columns:1fr}.ld-nav nav{display:none;order:3;width:100%;margin:0;position:absolute;top:60px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:14px 5vw;border-bottom:1px solid var(--line)}body.nav-open .ld-nav nav{display:flex}.ld-burger{display:block}.ld-hero{min-height:auto}.ld-hero-in{padding:70px 5vw}.ld-foot .legal-links{text-align:left}}